FARM INCOME PROTECTION
How does it work?
Members pay a protection fee for the winter broadacre hectares they want to cover. The pool of protection fees collected each season are then used to fund any claims. Claims are paid based on a financial assessment and paid out in February each year.
How are Individual Averages assessed?
Members complete an initial Individual Assessment and provide season updates each year. Agri-Analytics work with members to collect their production data and financials.
Agri-Analytics analysis is based on income, not yield, which can be verified against cashbooks, tax returns and audited financial statements. Yield data cannot be independently verified and does not provide an accurate assessment of a grower’s potential income.

Category Upgrades
Initial offers of cover are at Category 1. This level covers up to 50% of a growers District or Individual Average income. Growers who have completed their Individual Assessment are then eligible for any category upgrade offers.
Category upgrades are offered based on the assessment of the growers farm management (usually assessed through production/agronomist plans and grain marketing plans but we may request additional information) and their AGSR (annual growing season rainfall) which is monitored through Latevo Crop Monitor.
Category 2 level covers up to 80% of a growers Individual Average income.
Category 3 level covers up to 100% of a growers Individual Average income.
Category Upgrade Review Dates
- Post Seeding Review: On or before the 25th July
- Final Review: On or before the 30th August
Perils we protect against
Aussie Farmers Mutual is the market leader in Farm Income Protection, with protection for your crops against over twenty perils
Crops we protect
Designed for Australian broadacre farmers, our Farm Income Protection can protect your farm income
- Wheat
- Barley
- Canola
- Chickpeas
- Faba Beans
- Field Peas
- Hay
- Lentils
- Linseed
- Lupins
- Oats
- Rye
- Triticale
- Vetch